Financing Small and Medium Enterprises

By the end of this course, participants will be able to:

•            Know what small and medium-sized enterprises need in terms of specific financial services and products according to their relatively small size and often limited scope.

•            Understand the informal or semi-formal environment in which SMEs operate; Hence, knowing how to deal with limited access to reliable or audited financial data

•            Realize that the financial institution must carefully analyze the customer's situation and verify oral or internal statements since audited financial statements and sound business planning may not be available

•            Make lending decisions based on financial considerations and risk appetite once data is collected and verified